Empowering Banks to Support SMEs
We're on a mission to transform how banks manage SME loans across Africa, creating opportunities for growth and financial inclusion.
Our Story
Collat is developed by Riskgratis Technologies, creators of Juniper ERP – a trusted platform for thousands of SMEs across Africa. Our journey began with a simple observation: banks needed better tools to support SME growth while managing credit risk effectively.
We specialize in building fintech and enterprise tools that bridge the gap between traditional banking and modern business needs. Our solutions empower banks to lend confidently and help SMEs access the capital they need to thrive.
The Principles That Guide Us
Everything we do is driven by these core values
Innovation
Pushing the boundaries of fintech to create solutions that matter
Trust
Building lasting relationships with banks and SMEs across Africa
Excellence
Delivering world-class solutions with uncompromising quality
Global Reach Map
15+
Countries
50+
Banks
10K+
SMEs
Global Reach, Local Impact
Based in Lagos, Nigeria
At the heart of Africa's fintech revolution
Serving Banks Across Africa
Expanding financial inclusion continent-wide
Thousands of SMEs Served
Through our Juniper ERP platform